helen.berry.559

Home builders usually work with a preferred lender. That said, you can use whoever you want, but the preferred lender may pass on perks to the buyer, like a credit towards your closing costs. Agents are also familiar with local lenders in their area and which lender may serve you the best. For example, some lenders specialize in working with first-time home buyers, veterans, investment buyers, or self-employed professionals. Your agent can also help determine how much of a down payment you will need for the loan type you decide to choose. The biggest con is the price, especially when you feel the broker is not helpful. 15 is a hefty fee to pay. If you are confident that you know what you’re doing, and you’re an experienced renter, you may be able to avoid using a broker and connect directly with a landlord or building. https://ledyardrealtygroup.com/what-is-the-percentage-of-real-estate-commission-texas/