How to Write off Debts if you have Mental Health Problems? Debt it is a very difficult or stressful situations for every person. If you are face this type situation then you should Write Offs . In this process you writingand send some medical evidence of your condition. You could ask your GP, psychiatrist or other health professional for helping you as a medical evidence. Some doner may agree to write debt off . But sometime many doner wont agree for writing debt off.